About Us

A Hometown Lender

Ironwood Capital Group is an auto lender based in Guntersville, Alabama. We finance cars and trucks for people in our own community and we answer our own phone.

Our Story

We started because car loans got complicated.

Too many lenders bury the real cost of a loan in fees, add-ons, and terms nobody reads out loud. We wanted to run the other kind of shop: one rate, one payment, and a person who explains it before you sign.

 

Every application is reviewed here, by people who live where you live. That means we can look at the whole picture instead of a single number and it means you can call and reach the person handling your file.

How we work

Three Promises We Keep.

Everything in writing

You see the rate, the term, the total, and the payment before you sign. If we can’t explain a line item, it doesn’t belong on the contract.

Decisions made locally

Your application is read by someone in Guntersville, not scored by a system three states away.

Straight answers

Approved, declined, or somewhere in between, we tell you why and what would change it.

Get started

Come talk to us about your next vehicle.

We’re here 8:00 to 5:00, Monday through Friday.

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Get in Touch

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